Side-by-side · Q2 2026 data
Lufkin Federal Credit Union vs Starr County Teachers Federal Credit Union
Credit union
Starr County Teachers Federal Credit Union
Rio Grande City, Texas · Under $100 million in assets
Metric by metric
| Measure | Lufkin Federal Credit Union | Starr County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 93 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 83 |
| Earnings | 99 (stronger) | 86 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 99th | 94th |
| Total assets | $47.8M | $47.4M |
| Deposits / shares | $34.9M | $39.1M |
| Capital ratio | 26.28% (stronger) | 16.85% |
| Problem loans | 0.14% (stronger) | 0.51% |
| Net charge-offs | 0.10% (stronger) | 0.21% |
| Return on assets | 1.98% (stronger) | 1.64% |
| Loans ÷ deposits | 50.2% | 22.7% (stronger) |
| Uninsured deposits | 1.9% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lufkin Federal Credit Union has the higher TellerScore (99 vs 93). On the 7 directional measures above (where higher or lower is clearly better), Lufkin Federal Credit Union leads on 5 and Starr County Teachers Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.