Side-by-side · Q2 2026 data
Lynn Firemens Federal Credit Union vs Santo Christo Federal Credit Union
Credit union
Lynn Firemens Federal Credit Union
Lynn, Massachusetts · Under $100 million in assets
Credit union
Santo Christo Federal Credit Union
Fall River, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Lynn Firemens Federal Credit Union | Santo Christo Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 76 | 94 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 87th | 44th |
| Total assets | $20.1M | $18.5M |
| Deposits / shares | $16.1M | $17.5M |
| Capital ratio | 19.62% (stronger) | 9.10% |
| Problem loans | 0.38% | 0.08% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 0.94% |
| Loans ÷ deposits | 84.4% | 66.4% (stronger) |
| Uninsured deposits | 10.4% | 2.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lynn Firemens Federal Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lynn Firemens Federal Credit Union leads on 3 and Santo Christo Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.