Side-by-side · Q2 2026 data
M C Bank & Trust Company vs Century Next Bank
Metric by metric
| Measure | M C Bank & Trust Company | Century Next Bank |
|---|---|---|
| TellerScore | 47 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 0 | 90 (stronger) |
| Funding & liquidity | 56 (stronger) | 28 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 5th | 68th |
| Total assets | $710.0M | $916.4M |
| Deposits / shares | $480.6M | $795.3M |
| Capital ratio | 42.96% (stronger) | 11.95% |
| Problem loans | 5.84% | 0.12% (stronger) |
| Net charge-offs | 0.76% | 0.03% (stronger) |
| Return on assets | -2.56% | 1.75% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 83.5% |
| Uninsured deposits | 44.6% (stronger) | 58.5% |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.3% | 4.8% |
Century Next Bank has the higher TellerScore (77 vs 47). On the 7 directional measures above (where higher or lower is clearly better), M C Bank & Trust Company leads on 3 and Century Next Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.