Side-by-side · Q2 2026 data
M C Bank & Trust Company vs Resource Bank
Metric by metric
| Measure | M C Bank & Trust Company | Resource Bank |
|---|---|---|
| TellerScore | 47 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 0 | 79 (stronger) |
| Funding & liquidity | 56 (stronger) | 28 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 5th | 72nd |
| Total assets | $710.0M | $980.7M |
| Deposits / shares | $480.6M | $803.0M |
| Capital ratio | 42.96% (stronger) | 12.80% |
| Problem loans | 5.84% | 0.05% (stronger) |
| Net charge-offs | 0.76% | -0.00% (stronger) |
| Return on assets | -2.56% | 1.48% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 102.9% |
| Uninsured deposits | 44.6% | 41.7% (stronger) |
| Offices | 15 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.3% | 2.5% |
Resource Bank has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), M C Bank & Trust Company leads on 2 and Resource Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.