Side-by-side · Q2 2026 data
M.P.D. Community Credit Union vs St. Thomas Credit Union
Metric by metric
| Measure | M.P.D. Community Credit Union | St. Thomas Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 63 | 73 (stronger) |
| Loan quality | 74 (stronger) | 38 |
| Earnings | 52 (stronger) | 43 |
| Funding & liquidity | 95 (stronger) | 72 |
| Problem-loan coverage | 92 (stronger) | 77 |
| Peer percentile | 42nd | 20th |
| Total assets | $41.0M | $38.3M |
| Deposits / shares | $36.2M | $33.4M |
| Capital ratio | 11.25% | 12.26% (stronger) |
| Problem loans | 0.79% (stronger) | 1.86% |
| Net charge-offs | 0.34% | 0.04% (stronger) |
| Return on assets | 0.80% (stronger) | 0.58% |
| Loans ÷ deposits | 64.9% (stronger) | 88.0% |
| Uninsured deposits | 5.9% (stronger) | 8.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M.P.D. Community Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), M.P.D. Community Credit Union leads on 5 and St. Thomas Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.