Side-by-side · Q2 2026 data
Madison County Community Bank vs Pinnacle Bank
Metric by metric
| Measure | Madison County Community Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 34 | 40 (stronger) |
| Loan quality | 90 (stronger) | 84 |
| Earnings | 53 | 63 (stronger) |
| Funding & liquidity | 88 (stronger) | 36 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 31st | 37th |
| Total assets | $211.7M | $128.8B |
| Deposits / shares | $196.9M | $102.2B |
| Capital ratio | 8.42% | 8.97% (stronger) |
| Problem loans | 0.30% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 0.83% | 1.08% (stronger) |
| Loans ÷ deposits | 59.1% (stronger) | 85.8% |
| Uninsured deposits | 26.1% (stronger) | 49.5% |
| Offices | 2 | 377 |
| CFPB complaints (3 yrs) | — | 750 |
| Complaints per $1B deposits | — | 7.3 |
| Mortgage denial rate (HMDA) | — | 17.5% |
Madison County Community Bank has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Madison County Community Bank leads on 5 and Pinnacle Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.