Side-by-side · Q2 2026 data
Magnolia Bank, Incorporated vs First United Bank and Trust Company
Metric by metric
| Measure | Magnolia Bank, Incorporated | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 49 | 74 (stronger) |
| Capital cushion | 60 (stronger) | 45 |
| Loan quality | 33 | 92 (stronger) |
| Earnings | 57 | 78 (stronger) |
| Funding & liquidity | 27 | 84 (stronger) |
| Problem-loan coverage | 69 | 95 (stronger) |
| Peer percentile | 6th | 57th |
| Total assets | $546.3M | $591.4M |
| Deposits / shares | $449.5M | $525.0M |
| Capital ratio | 10.96% (stronger) | 9.53% |
| Problem loans | 2.02% | 0.25% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.93% | 1.45% (stronger) |
| Loans ÷ deposits | 104.6% | 75.5% (stronger) |
| Uninsured deposits | 41.3% | 15.9% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 4.8% |
First United Bank and Trust Company has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Bank, Incorporated leads on 1 and First United Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.