Side-by-side · Q2 2026 data
Magnolia Bank, Incorporated vs Republic Bank & Trust Company
Metric by metric
| Measure | Magnolia Bank, Incorporated | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 49 | 84 (stronger) |
| Capital cushion | 60 | 98 (stronger) |
| Loan quality | 33 | 81 (stronger) |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 27 | 31 (stronger) |
| Problem-loan coverage | 69 | 95 (stronger) |
| Peer percentile | 6th | 95th |
| Total assets | $546.3M | $7.1B |
| Deposits / shares | $449.5M | $5.6B |
| Capital ratio | 10.96% | 14.82% (stronger) |
| Problem loans | 2.02% | 0.56% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.46% |
| Return on assets | 0.93% | 2.13% (stronger) |
| Loans ÷ deposits | 104.6% | 95.7% (stronger) |
| Uninsured deposits | 41.3% (stronger) | 45.6% |
| Offices | 2 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Bank, Incorporated leads on 2 and Republic Bank & Trust Company on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.