Side-by-side · Q2 2026 data
Magnolia Bank, Incorporated vs Town & Country Bank and Trust Company
Metric by metric
| Measure | Magnolia Bank, Incorporated | Town & Country Bank and Trust Company |
|---|---|---|
| TellerScore | 49 | 82 (stronger) |
| Capital cushion | 60 | 77 (stronger) |
| Loan quality | 33 | 86 (stronger) |
| Earnings | 57 | 79 (stronger) |
| Funding & liquidity | 27 | 83 (stronger) |
| Problem-loan coverage | 69 | 96 (stronger) |
| Peer percentile | 6th | 82nd |
| Total assets | $546.3M | $433.7M |
| Deposits / shares | $449.5M | $378.0M |
| Capital ratio | 10.96% | 12.75% (stronger) |
| Problem loans | 2.02% | 0.42% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 0.93% | 1.47% (stronger) |
| Loans ÷ deposits | 104.6% | 74.8% (stronger) |
| Uninsured deposits | 41.3% | 17.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | — |
Town & Country Bank and Trust Company has the higher TellerScore (82 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Bank, Incorporated leads on 1 and Town & Country Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.