Side-by-side · Q2 2026 data
Magnolia Federal Credit Union vs Navigator Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Magnolia Federal Credit Union | Navigator Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 78 | 86 (stronger) |
| Funding & liquidity | 77 (stronger) | 75 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 91st | 95th |
| Total assets | $185.6M | $406.7M |
| Deposits / shares | $141.8M | $327.7M |
| Capital ratio | 23.43% (stronger) | 17.98% |
| Problem loans | 0.55% | 0.38% (stronger) |
| Net charge-offs | 1.45% | 1.27% (stronger) |
| Return on assets | 1.45% | 1.65% (stronger) |
| Loans ÷ deposits | 83.5% (stronger) | 85.0% |
| Uninsured deposits | 4.3% | 2.2% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Navigator Federal Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Federal Credit Union leads on 2 and Navigator Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.