Side-by-side · Q2 2026 data
Magnolia Federal Credit Union vs Sunbelt Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Magnolia Federal Credit Union | Sunbelt Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 78 (stronger) | 56 |
| Funding & liquidity | 77 | 82 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 91st | 87th |
| Total assets | $185.6M | $366.4M |
| Deposits / shares | $141.8M | $305.2M |
| Capital ratio | 23.43% (stronger) | 16.22% |
| Problem loans | 0.55% | 0.39% (stronger) |
| Net charge-offs | 1.45% | 1.06% (stronger) |
| Return on assets | 1.45% (stronger) | 0.90% |
| Loans ÷ deposits | 83.5% | 77.9% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 7.8% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.9% |
Magnolia Federal Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Federal Credit Union leads on 4 and Sunbelt Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.