Side-by-side · Q2 2026 data
Magnolia State Bank vs Bank of Hancock County
Metric by metric
| Measure | Magnolia State Bank | Bank of Hancock County |
|---|---|---|
| TellerScore | 87 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 60 | 73 (stronger) |
| Earnings | 99 (stronger) | 38 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 91st | 68th |
| Total assets | $198.7M | $85.2M |
| Deposits / shares | $167.2M | $71.4M |
| Capital ratio | 15.65% | 20.15% (stronger) |
| Problem loans | 1.21% | 0.82% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.14% |
| Return on assets | 1.98% (stronger) | 0.46% |
| Loans ÷ deposits | 64.2% | 23.5% (stronger) |
| Uninsured deposits | 25.0% | 7.1% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Magnolia State Bank has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 3 and Bank of Hancock County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.