Side-by-side · Q2 2026 data
Magnolia State Bank vs Midsouth Community Federal Credit Union
Metric by metric
| Measure | Magnolia State Bank | Midsouth Community Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 60 | 67 (stronger) |
| Earnings | 99 (stronger) | 54 |
| Funding & liquidity | 85 (stronger) | 82 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 91st | 71st |
| Total assets | $198.7M | $484.5M |
| Deposits / shares | $167.2M | $415.1M |
| Capital ratio | 15.65% (stronger) | 14.30% |
| Problem loans | 1.21% | 0.98% (stronger) |
| Net charge-offs | -0.06% (stronger) | 1.07% |
| Return on assets | 1.98% (stronger) | 0.85% |
| Loans ÷ deposits | 64.2% (stronger) | 78.7% |
| Uninsured deposits | 25.0% | 6.4% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Magnolia State Bank has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 5 and Midsouth Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.