Side-by-side · Q2 2026 data
Magnolia State Bank vs The Geo. D. Warthen Bank
Metric by metric
| Measure | Magnolia State Bank | The Geo. D. Warthen Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 60 (stronger) | 58 |
| Earnings | 99 (stronger) | 64 |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 91st | 53rd |
| Total assets | $198.7M | $190.3M |
| Deposits / shares | $167.2M | $162.9M |
| Capital ratio | 15.65% (stronger) | 13.01% |
| Problem loans | 1.21% (stronger) | 1.27% |
| Net charge-offs | -0.06% (stronger) | 0.23% |
| Return on assets | 1.98% (stronger) | 1.10% |
| Loans ÷ deposits | 64.2% (stronger) | 64.9% |
| Uninsured deposits | 25.0% (stronger) | 25.7% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Magnolia State Bank has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 7 and The Geo. D. Warthen Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.