Side-by-side · Q2 2026 data
Maine Family Federal Credit Union vs Gardiner Federal Credit Union
Metric by metric
| Measure | Maine Family Federal Credit Union | Gardiner Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 96 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 44 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 45th | 99th |
| Total assets | $288.2M | $100.7M |
| Deposits / shares | $262.2M | $84.1M |
| Capital ratio | 8.79% | 15.92% (stronger) |
| Problem loans | 0.27% | 0.12% (stronger) |
| Net charge-offs | 0.17% | 0.14% (stronger) |
| Return on assets | 0.61% | 1.82% (stronger) |
| Loans ÷ deposits | 51.7% (stronger) | 68.0% |
| Uninsured deposits | 3.1% (stronger) | 7.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gardiner Federal Credit Union has the higher TellerScore (96 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Maine Family Federal Credit Union leads on 2 and Gardiner Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.