Side-by-side · Q2 2026 data
Maine Family Federal Credit Union vs Midcoast Federal Credit Union
Metric by metric
| Measure | Maine Family Federal Credit Union | Midcoast Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 38 | 61 (stronger) |
| Loan quality | 91 (stronger) | 86 |
| Earnings | 44 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 45th | 37th |
| Total assets | $288.2M | $267.1M |
| Deposits / shares | $262.2M | $235.7M |
| Capital ratio | 8.79% | 11.11% (stronger) |
| Problem loans | 0.27% (stronger) | 0.41% |
| Net charge-offs | 0.17% (stronger) | 0.30% |
| Return on assets | 0.61% (stronger) | 0.31% |
| Loans ÷ deposits | 51.7% (stronger) | 91.2% |
| Uninsured deposits | 3.1% (stronger) | 5.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maine Family Federal Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Maine Family Federal Credit Union leads on 6 and Midcoast Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.