Side-by-side · Q2 2026 data
Mainstreet Community Bank of Florida vs Flagship Bank
Metric by metric
| Measure | Mainstreet Community Bank of Florida | Flagship Bank |
|---|---|---|
| TellerScore | 56 | 72 (stronger) |
| Capital cushion | 44 | 67 (stronger) |
| Loan quality | 58 | 99 (stronger) |
| Earnings | 63 (stronger) | 59 |
| Funding & liquidity | 53 (stronger) | 34 |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 13th | 50th |
| Total assets | $953.4M | $802.8M |
| Deposits / shares | $863.2M | $670.4M |
| Capital ratio | 9.45% | 11.69% (stronger) |
| Problem loans | 1.27% | 0.02% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.06% (stronger) | 0.96% |
| Loans ÷ deposits | 83.8% (stronger) | 93.1% |
| Uninsured deposits | 35.6% (stronger) | 45.3% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | 15.8% |
Flagship Bank has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Mainstreet Community Bank of Florida leads on 4 and Flagship Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.