Side-by-side · Q2 2026 data
Manhattan Bank vs American Bank
Metric by metric
| Measure | Manhattan Bank | American Bank |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 49 | 61 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 76 (stronger) | 75 |
| Funding & liquidity | 92 (stronger) | 74 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 61st | 75th |
| Total assets | $287.1M | $630.4M |
| Deposits / shares | $252.7M | $564.0M |
| Capital ratio | 9.90% | 11.12% (stronger) |
| Problem loans | 0.35% | 0.00% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.37% |
| Loans ÷ deposits | 63.0% (stronger) | 69.1% |
| Uninsured deposits | 19.3% (stronger) | 30.2% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
American Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Manhattan Bank leads on 3 and American Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.