Side-by-side · Q2 2026 data
Manufacturers and Traders Trust Company vs Community National Bank
Metric by metric
| Measure | Manufacturers and Traders Trust Company | Community National Bank |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 45 | 56 (stronger) |
| Loan quality | 55 | 71 (stronger) |
| Earnings | 76 | 83 (stronger) |
| Funding & liquidity | 41 | 53 (stronger) |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 11th | 49th |
| Total assets | $218.8B | $1.2B |
| Deposits / shares | $172.3B | $983.4M |
| Capital ratio | 9.51% | 10.63% (stronger) |
| Problem loans | 1.35% | 0.86% (stronger) |
| Net charge-offs | 0.26% | -0.01% (stronger) |
| Return on assets | 1.40% | 1.58% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 97.7% |
| Uninsured deposits | 48.9% | 23.4% (stronger) |
| Offices | 911 | 12 |
| CFPB complaints (3 yrs) | 3,367 | — |
| Complaints per $1B deposits | 19.5 | — |
| Mortgage denial rate (HMDA) | 32.9% | — |
Community National Bank has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Manufacturers and Traders Trust Company leads on 1 and Community National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Barre, VT
- Montpelier, VT
- Morrisville, VT
- Newport, VT