Side-by-side · Q2 2026 data
Marine Federal Credit Union vs Civic Federal Credit Union
Credit union
Marine Federal Credit Union
Jacksonville, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Marine Federal Credit Union | Civic Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 11 |
| Capital cushion | 54 (stronger) | 9 |
| Loan quality | 55 (stronger) | 0 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 73 (stronger) | 53 |
| Problem-loan coverage | 79 (stronger) | 0 |
| Peer percentile | 17th | 0th |
| Total assets | $1.1B | $3.1B |
| Deposits / shares | $981.1M | $2.6B |
| Capital ratio | 10.41% (stronger) | 5.87% |
| Problem loans | 1.36% (stronger) | 6.27% |
| Net charge-offs | 1.82% (stronger) | 2.61% |
| Return on assets | 0.58% (stronger) | -3.07% |
| Loans ÷ deposits | 87.0% (stronger) | 106.9% |
| Uninsured deposits | 7.9% (stronger) | 9.0% |
| Offices | 15 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | — |
Marine Federal Credit Union has the higher TellerScore (57 vs 11). On the 7 directional measures above (where higher or lower is clearly better), Marine Federal Credit Union leads on 7 and Civic Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.