Side-by-side · Q2 2026 data
Market USA Federal Credit Union vs Police Federal Credit Union
Metric by metric
| Measure | Market USA Federal Credit Union | Police Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 47 | 56 (stronger) |
| Earnings | 66 (stronger) | 21 |
| Funding & liquidity | 80 | 82 (stronger) |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 68th | 41st |
| Total assets | $142.3M | $175.9M |
| Deposits / shares | $114.1M | $146.0M |
| Capital ratio | 19.16% (stronger) | 14.25% |
| Problem loans | 1.59% | 1.33% (stronger) |
| Net charge-offs | 1.65% | 0.12% (stronger) |
| Return on assets | 1.16% (stronger) | 0.02% |
| Loans ÷ deposits | 79.9% | 78.6% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 8.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Market USA Federal Credit Union has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Market USA Federal Credit Union leads on 4 and Police Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.