Side-by-side · Q2 2026 data
Maryvale Schools Federal Credit Union vs Town of Cheektowaga Federal Credit Union
Credit union
Maryvale Schools Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Credit union
Town of Cheektowaga Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Metric by metric
| Measure | Maryvale Schools Federal Credit Union | Town of Cheektowaga Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 29 | 100 (stronger) |
| Earnings | 67 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 52nd | 96th |
| Total assets | $10.2M | $38.1M |
| Deposits / shares | $8.1M | $31.6M |
| Capital ratio | 20.02% (stronger) | 17.16% |
| Problem loans | 2.13% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.18% | 1.33% (stronger) |
| Loans ÷ deposits | 52.0% | 40.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town of Cheektowaga Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Maryvale Schools Federal Credit Union leads on 3 and Town of Cheektowaga Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.