Side-by-side · Q2 2026 data
Mascoma Bank vs Lighthouse Federal Credit Union
Metric by metric
| Measure | Mascoma Bank | Lighthouse Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 41 | 52 (stronger) |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 40 | 51 (stronger) |
| Funding & liquidity | 65 (stronger) | 57 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 33rd | 41st |
| Total assets | $3.0B | $2.2B |
| Deposits / shares | $2.6B | $1.9B |
| Capital ratio | 9.09% | 10.15% (stronger) |
| Problem loans | 0.15% (stronger) | 0.38% |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 0.50% | 0.78% (stronger) |
| Loans ÷ deposits | 95.1% (stronger) | 103.6% |
| Uninsured deposits | 13.6% | 0.5% (stronger) |
| Offices | 26 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.3% |
Lighthouse Federal Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mascoma Bank leads on 3 and Lighthouse Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lebanon, NH