Side-by-side · Q2 2026 data
Mason Bank vs Carmine State Bank
Metric by metric
| Measure | Mason Bank | Carmine State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 18 | 83 (stronger) |
| Earnings | 81 (stronger) | 60 |
| Funding & liquidity | 95 (stronger) | 88 |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 53rd | 47th |
| Total assets | $147.5M | $148.8M |
| Deposits / shares | $122.3M | $139.2M |
| Capital ratio | 19.86% (stronger) | 10.00% |
| Problem loans | 2.45% | 0.50% (stronger) |
| Net charge-offs | 0.14% | 0.01% (stronger) |
| Return on assets | 1.54% (stronger) | 1.01% |
| Loans ÷ deposits | 55.9% | 28.7% (stronger) |
| Uninsured deposits | 19.9% (stronger) | 26.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mason Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mason Bank leads on 4 and Carmine State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.