Side-by-side · Q2 2026 data
Mason Bank vs Johnson City Bank
Metric by metric
| Measure | Mason Bank | Johnson City Bank |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 18 | 91 (stronger) |
| Earnings | 81 (stronger) | 72 |
| Funding & liquidity | 95 (stronger) | 84 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 53rd | 82nd |
| Total assets | $147.5M | $146.8M |
| Deposits / shares | $122.3M | $128.8M |
| Capital ratio | 19.86% (stronger) | 12.57% |
| Problem loans | 2.45% | 0.26% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.55% |
| Return on assets | 1.54% (stronger) | 1.29% |
| Loans ÷ deposits | 55.9% (stronger) | 66.9% |
| Uninsured deposits | 19.9% (stronger) | 23.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson City Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Mason Bank leads on 5 and Johnson City Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.