Side-by-side · Q2 2026 data
Mason City National Bank vs Mutual Federal Bank
Metric by metric
| Measure | Mason City National Bank | Mutual Federal Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 64 |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 97th | 42nd |
| Total assets | $91.4M | $96.5M |
| Deposits / shares | $80.1M | $63.5M |
| Capital ratio | 15.34% | 16.34% (stronger) |
| Problem loans | 0.04% (stronger) | 1.09% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.56% (stronger) | 0.61% |
| Loans ÷ deposits | 41.8% (stronger) | 129.8% |
| Uninsured deposits | 9.4% | 6.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Mason City National Bank has the higher TellerScore (96 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Mason City National Bank leads on 4 and Mutual Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.