Side-by-side · Q2 2026 data
Massmutual Federal Credit Union vs St. Jean'S Credit Union
Credit union
Massmutual Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Massmutual Federal Credit Union | St. Jean'S Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 62 (stronger) | 48 |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 24 | 32 (stronger) |
| Funding & liquidity | 86 (stronger) | 81 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 41st | 29th |
| Total assets | $344.5M | $372.5M |
| Deposits / shares | $301.7M | $326.0M |
| Capital ratio | 11.20% (stronger) | 9.84% |
| Problem loans | 0.47% (stronger) | 0.54% |
| Net charge-offs | 0.32% | 0.15% (stronger) |
| Return on assets | 0.09% | 0.29% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 78.8% |
| Uninsured deposits | 12.1% | 6.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | 27.7% |
Massmutual Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Massmutual Federal Credit Union leads on 4 and St. Jean'S Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.