Side-by-side · Q2 2026 data
Mattel Federal Credit Union vs Northern Redwood Federal Credit Union
Credit union
Northern Redwood Federal Credit Union
Arcata, California · Under $100 million in assets
Metric by metric
| Measure | Mattel Federal Credit Union | Northern Redwood Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 48 |
| Capital cushion | 64 (stronger) | 29 |
| Loan quality | 96 (stronger) | 64 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 49th | 7th |
| Total assets | $28.1M | $23.7M |
| Deposits / shares | $24.6M | $21.8M |
| Capital ratio | 11.39% (stronger) | 7.89% |
| Problem loans | 0.11% (stronger) | 1.07% |
| Net charge-offs | 0.19% (stronger) | 0.81% |
| Return on assets | 0.57% (stronger) | -1.13% |
| Loans ÷ deposits | 79.5% | 55.7% (stronger) |
| Uninsured deposits | 8.4% | 6.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mattel Federal Credit Union has the higher TellerScore (74 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Mattel Federal Credit Union leads on 5 and Northern Redwood Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.