Side-by-side · Q2 2026 data
McClain Bank vs Liberty National Bank
Metric by metric
| Measure | McClain Bank | Liberty National Bank |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 45 | 53 (stronger) |
| Loan quality | 91 | 99 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 82 | 86 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 64th | 95th |
| Total assets | $294.0M | $1.3B |
| Deposits / shares | $265.8M | $1.2B |
| Capital ratio | 9.52% | 10.31% (stronger) |
| Problem loans | 0.28% | 0.02% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.70% | 2.15% (stronger) |
| Loans ÷ deposits | 75.3% | 74.3% (stronger) |
| Uninsured deposits | 17.6% | 11.7% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 4.7% |
Liberty National Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), McClain Bank leads on 0 and Liberty National Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.