Side-by-side · Q2 2026 data
McClave State Bank vs Community State Bank
Metric by metric
| Measure | McClave State Bank | Community State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 78 |
| Capital cushion | 90 (stronger) | 75 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 92 | 98 (stronger) |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 87th | 72nd |
| Total assets | $78.9M | $208.1M |
| Deposits / shares | $65.5M | $177.6M |
| Capital ratio | 14.04% (stronger) | 12.54% |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.81% | 1.96% (stronger) |
| Loans ÷ deposits | 104.0% | 94.5% (stronger) |
| Uninsured deposits | 14.7% (stronger) | 15.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McClave State Bank has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), McClave State Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.