Side-by-side · Q2 2026 data
McClave State Bank vs Young Americans Bank
Metric by metric
| Measure | McClave State Bank | Young Americans Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 46 |
| Capital cushion | 90 (stronger) | 69 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 92 (stronger) | 0 |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 7th |
| Total assets | $78.9M | $15.5M |
| Deposits / shares | $65.5M | $13.4M |
| Capital ratio | 14.04% (stronger) | 11.86% |
| Problem loans | 0.00% (stronger) | 10.53% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.81% (stronger) | -11.53% |
| Loans ÷ deposits | 104.0% | 0.3% (stronger) |
| Uninsured deposits | 14.7% | 3.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McClave State Bank has the higher TellerScore (89 vs 46). On the 7 directional measures above (where higher or lower is clearly better), McClave State Bank leads on 4 and Young Americans Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.