Side-by-side · Q2 2026 data
McIntosh County Bank vs Hometown Credit Union
Metric by metric
| Measure | McIntosh County Bank | Hometown Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 84 (stronger) | 77 |
| Funding & liquidity | 95 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 30 |
| Peer percentile | 86th | 16th |
| Total assets | $118.7M | $223.1M |
| Deposits / shares | $105.9M | $182.0M |
| Capital ratio | 11.01% | 15.56% (stronger) |
| Problem loans | 0.00% (stronger) | 6.81% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.61% (stronger) | 1.43% |
| Loans ÷ deposits | 58.4% (stronger) | 98.1% |
| Uninsured deposits | 19.9% | 8.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
McIntosh County Bank has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), McIntosh County Bank leads on 5 and Hometown Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashley, ND