Side-by-side · Q2 2026 data
McIntosh County Bank vs Unison Bank
Metric by metric
| Measure | McIntosh County Bank | Unison Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 84 (stronger) | 71 |
| Funding & liquidity | 95 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 86th | 34th |
| Total assets | $118.7M | $596.9M |
| Deposits / shares | $105.9M | $499.1M |
| Capital ratio | 11.01% (stronger) | 10.02% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | -0.03% (stronger) | 0.24% |
| Return on assets | 1.61% (stronger) | 1.29% |
| Loans ÷ deposits | 58.4% (stronger) | 88.7% |
| Uninsured deposits | 19.9% (stronger) | 33.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McIntosh County Bank has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), McIntosh County Bank leads on 7 and Unison Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.