Side-by-side · Q2 2026 data
MCNB Bank and Trust Co. vs The Citizens Bank of Weston
Metric by metric
| Measure | MCNB Bank and Trust Co. | The Citizens Bank of Weston |
|---|---|---|
| TellerScore | 50 | 71 (stronger) |
| Capital cushion | 73 (stronger) | 59 |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 55 | 84 (stronger) |
| Funding & liquidity | 73 | 77 (stronger) |
| Problem-loan coverage | 62 | 85 (stronger) |
| Peer percentile | 7th | 47th |
| Total assets | $356.5M | $302.7M |
| Deposits / shares | $292.2M | $267.2M |
| Capital ratio | 12.29% (stronger) | 10.91% |
| Problem loans | 3.22% | 1.09% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.27% |
| Return on assets | 0.87% | 1.61% (stronger) |
| Loans ÷ deposits | 86.1% | 80.4% (stronger) |
| Uninsured deposits | 15.8% (stronger) | 17.9% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
The Citizens Bank of Weston has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), MCNB Bank and Trust Co. leads on 3 and The Citizens Bank of Weston on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.