Side-by-side · Q2 2026 data
McU Financial Center Credit Union vs Golden Rule Community Credit Union
Credit union
McU Financial Center Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | McU Financial Center Credit Union | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 56 | 70 (stronger) |
| Loan quality | 78 (stronger) | 65 |
| Earnings | 39 | 51 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 28th | 44th |
| Total assets | $31.2M | $42.6M |
| Deposits / shares | $27.8M | $36.9M |
| Capital ratio | 10.56% | 12.00% (stronger) |
| Problem loans | 0.67% (stronger) | 1.05% |
| Net charge-offs | 0.37% | -0.08% (stronger) |
| Return on assets | 0.47% | 0.76% (stronger) |
| Loans ÷ deposits | 85.6% | 32.4% (stronger) |
| Uninsured deposits | 1.2% | 0.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Rule Community Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), McU Financial Center Credit Union leads on 1 and Golden Rule Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.