Side-by-side · Q2 2026 data
Members 1st Federal Credit Union vs 1st Ed Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Members 1st Federal Credit Union | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 96th | 83rd |
| Total assets | $8.7B | $138.2M |
| Deposits / shares | $7.3B | $117.3M |
| Capital ratio | 15.13% | 15.87% (stronger) |
| Problem loans | 0.73% | 0.50% (stronger) |
| Net charge-offs | 0.58% | 0.01% (stronger) |
| Return on assets | 2.38% (stronger) | 0.42% |
| Loans ÷ deposits | 96.2% | 36.9% (stronger) |
| Uninsured deposits | 10.2% | 2.8% (stronger) |
| Offices | 31 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Members 1st Federal Credit Union leads on 2 and 1st Ed Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.