Side-by-side · Q2 2026 data
Members 1st Federal Credit Union vs First Financial of Maryland Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Credit union
First Financial of Maryland Federal Credit Union
Sparks, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Members 1st Federal Credit Union | First Financial of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 82 (stronger) |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 64 | 82 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 96th | 86th |
| Total assets | $8.7B | $1.4B |
| Deposits / shares | $7.3B | $1.2B |
| Capital ratio | 15.13% | 16.73% (stronger) |
| Problem loans | 0.73% | 0.54% (stronger) |
| Net charge-offs | 0.58% | 0.45% (stronger) |
| Return on assets | 2.38% (stronger) | 0.33% |
| Loans ÷ deposits | 96.2% | 78.6% (stronger) |
| Uninsured deposits | 10.2% | 5.8% (stronger) |
| Offices | 31 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Members 1st Federal Credit Union leads on 2 and First Financial of Maryland Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.