Side-by-side · Q2 2026 data
Members 1st of NJ Federal Credit Union vs Seaport Federal Credit Union
Credit union
Members 1st of NJ Federal Credit Union
Vineland, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Members 1st of NJ Federal Credit Union | Seaport Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 46 | 81 (stronger) |
| Loan quality | 78 | 83 (stronger) |
| Earnings | 46 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 41st | 66th |
| Total assets | $134.2M | $109.6M |
| Deposits / shares | $121.0M | $94.8M |
| Capital ratio | 9.57% | 13.12% (stronger) |
| Problem loans | 0.65% | 0.50% (stronger) |
| Net charge-offs | 0.56% | 0.11% (stronger) |
| Return on assets | 0.64% (stronger) | 0.14% |
| Loans ÷ deposits | 47.8% (stronger) | 54.0% |
| Uninsured deposits | 2.7% (stronger) | 15.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seaport Federal Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Members 1st of NJ Federal Credit Union leads on 3 and Seaport Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.