Side-by-side · Q2 2026 data
Members Connect Federal Credit Union vs 1st Bergen Federal Credit Union
Credit union
Members Connect Federal Credit Union
Madison, New Jersey · Under $100 million in assets
Credit union
1st Bergen Federal Credit Union
Hackensack, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Members Connect Federal Credit Union | 1st Bergen Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 20 (stronger) | 0 |
| Earnings | 31 | 59 (stronger) |
| Funding & liquidity | 87 (stronger) | 81 |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 22nd | 26th |
| Total assets | $10.8M | $11.2M |
| Deposits / shares | $9.0M | $7.4M |
| Capital ratio | 14.17% | 27.67% (stronger) |
| Problem loans | 2.40% (stronger) | 2.99% |
| Net charge-offs | 0.20% (stronger) | 1.39% |
| Return on assets | 0.26% | 0.97% (stronger) |
| Loans ÷ deposits | 73.6% (stronger) | 79.3% |
| Uninsured deposits | 0.2% (stronger) | 8.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Bergen Federal Credit Union has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Members Connect Federal Credit Union leads on 4 and 1st Bergen Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.