Side-by-side · Q2 2026 data
Members Cooperative vs Centricity Credit Union
Metric by metric
| Measure | Members Cooperative | Centricity Credit Union |
|---|---|---|
| TellerScore | 59 | 85 (stronger) |
| Capital cushion | 58 | 90 (stronger) |
| Loan quality | 50 | 74 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 75 | 91 (stronger) |
| Peer percentile | 22nd | 87th |
| Total assets | $1.2B | $340.5M |
| Deposits / shares | $968.7M | $277.4M |
| Capital ratio | 10.80% | 13.97% (stronger) |
| Problem loans | 1.49% | 0.79% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.46% |
| Return on assets | 1.06% | 2.13% (stronger) |
| Loans ÷ deposits | 97.8% | 90.6% (stronger) |
| Uninsured deposits | 8.3% | 4.6% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members Cooperative leads on 1 and Centricity Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.