Side-by-side · Q2 2026 data
Members Cooperative vs Magnifi Financial Credit Union
Metric by metric
| Measure | Members Cooperative | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 59 | 68 (stronger) |
| Capital cushion | 58 | 60 (stronger) |
| Loan quality | 50 | 93 (stronger) |
| Earnings | 62 (stronger) | 44 |
| Funding & liquidity | 62 (stronger) | 61 |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 22nd | 50th |
| Total assets | $1.2B | $2.8B |
| Deposits / shares | $968.7M | $2.3B |
| Capital ratio | 10.80% | 11.04% (stronger) |
| Problem loans | 1.49% | 0.21% (stronger) |
| Net charge-offs | 0.39% | 0.20% (stronger) |
| Return on assets | 1.06% (stronger) | 0.61% |
| Loans ÷ deposits | 97.8% (stronger) | 99.6% |
| Uninsured deposits | 8.3% (stronger) | 13.9% |
| Offices | 12 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Magnifi Financial Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members Cooperative leads on 3 and Magnifi Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.