Side-by-side · Q2 2026 data
Members "first" Community Credit Union vs Illinois Educators Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Credit union
Illinois Educators Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Members "first" Community Credit Union | Illinois Educators Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 89 (stronger) | 26 |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 97th | 19th |
| Total assets | $111.6M | $120.3M |
| Deposits / shares | $82.4M | $102.2M |
| Capital ratio | 25.42% (stronger) | 10.59% |
| Problem loans | 0.03% (stronger) | 0.87% |
| Net charge-offs | 0.47% (stronger) | 1.60% |
| Return on assets | 1.74% (stronger) | 0.16% |
| Loans ÷ deposits | 95.8% | 91.2% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 2.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members "first" Community Credit Union leads on 6 and Illinois Educators Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.