Side-by-side · Q2 2026 data
Members First Credit Union of N.H. vs Htm Credit Union
Credit union
Members First Credit Union of N.H.
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Members First Credit Union of N.H. | Htm Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 45 | 88 (stronger) |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 55 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 51st | 75th |
| Total assets | $277.1M | $29.6M |
| Deposits / shares | $251.5M | $25.6M |
| Capital ratio | 9.50% | 13.79% (stronger) |
| Problem loans | 0.52% | 0.11% (stronger) |
| Net charge-offs | 0.49% | 0.00% (stronger) |
| Return on assets | 0.87% (stronger) | 0.67% |
| Loans ÷ deposits | 55.8% (stronger) | 63.1% |
| Uninsured deposits | 4.5% | 3.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Htm Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Members First Credit Union of N.H. leads on 2 and Htm Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.