Side-by-side · Q2 2026 data
Members Plus Credit Union vs St. Jean'S Credit Union
Metric by metric
| Measure | Members Plus Credit Union | St. Jean'S Credit Union |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 60 (stronger) | 48 |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 1 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 21st | 29th |
| Total assets | $349.0M | $372.5M |
| Deposits / shares | $284.7M | $326.0M |
| Capital ratio | 11.02% (stronger) | 9.84% |
| Problem loans | 0.87% | 0.54% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.15% |
| Return on assets | -0.49% | 0.29% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 78.8% |
| Uninsured deposits | 10.9% | 6.2% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 27.7% |
St. Jean'S Credit Union has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Members Plus Credit Union leads on 3 and St. Jean'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.