Side-by-side · Q2 2026 data
Members Trust Company vs Gala Bank
Metric by metric
| Measure | Members Trust Company | Gala Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 0 |
| Funding & liquidity | 61 (stronger) | 51 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 51st | 48th |
| Total assets | $34.3M | $44.9M |
| Deposits / shares | $500K | $35.5M |
| Capital ratio | 91.41% (stronger) | 22.07% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -1.07% (stronger) | -1.98% |
| Loans ÷ deposits | 0.0% (stronger) | 62.2% |
| Uninsured deposits | 50.0% (stronger) | 57.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Company has the higher TellerScore (74 vs 73). On the 5 directional measures above (where higher or lower is clearly better), Members Trust Company leads on 5 and Gala Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.