Side-by-side · Q2 2026 data
Members Trust Federal Credit Union vs River Valley Credit Union
Metric by metric
| Measure | Members Trust Federal Credit Union | River Valley Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 47 | 56 (stronger) |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 83rd | 60th |
| Total assets | $23.4M | $502.3M |
| Deposits / shares | $18.8M | $435.0M |
| Capital ratio | 19.11% (stronger) | 12.01% |
| Problem loans | 0.05% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 0.67% | 0.90% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 89.7% |
| Uninsured deposits | 2.4% | 0.0% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Members Trust Federal Credit Union leads on 5 and River Valley Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.