Side-by-side · Q2 2026 data
Members Trust Federal Credit Union vs Sylvania Area Federal Credit Union
Metric by metric
| Measure | Members Trust Federal Credit Union | Sylvania Area Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 47 (stronger) | 39 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 83rd | 40th |
| Total assets | $23.4M | $24.2M |
| Deposits / shares | $18.8M | $22.2M |
| Capital ratio | 19.11% (stronger) | 9.79% |
| Problem loans | 0.05% (stronger) | 0.30% |
| Net charge-offs | 0.00% | -0.69% (stronger) |
| Return on assets | 0.67% (stronger) | 0.46% |
| Loans ÷ deposits | 70.0% | 34.5% (stronger) |
| Uninsured deposits | 2.4% | 0.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Federal Credit Union has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Members Trust Federal Credit Union leads on 4 and Sylvania Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.