Side-by-side · Q2 2026 data
Memorial Credit Union vs Church of God Credit Union
Metric by metric
| Measure | Memorial Credit Union | Church of God Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 55 |
| Capital cushion | 88 (stronger) | 23 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 5 | 10 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 34th | 15th |
| Total assets | $7.1M | $6.7M |
| Deposits / shares | $6.1M | $6.2M |
| Capital ratio | 13.75% (stronger) | 7.28% |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | 0.31% | 0.09% (stronger) |
| Return on assets | -0.38% | -0.26% (stronger) |
| Loans ÷ deposits | 54.1% (stronger) | 87.2% |
| Uninsured deposits | 5.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Memorial Credit Union has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Memorial Credit Union leads on 3 and Church of God Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.