Side-by-side · Q2 2026 data
Memorial Credit Union vs Cn/Ic Employees Credit Union
Metric by metric
| Measure | Memorial Credit Union | Cn/Ic Employees Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 60 | 65 (stronger) |
| Earnings | 5 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 34th | 26th |
| Total assets | $7.1M | $10.4M |
| Deposits / shares | $6.1M | $8.8M |
| Capital ratio | 13.75% (stronger) | 13.62% |
| Problem loans | 1.20% | 1.04% (stronger) |
| Net charge-offs | 0.31% (stronger) | 1.88% |
| Return on assets | -0.38% (stronger) | -0.82% |
| Loans ÷ deposits | 54.1% (stronger) | 82.7% |
| Uninsured deposits | 5.2% (stronger) | 7.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Memorial Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Memorial Credit Union leads on 6 and Cn/Ic Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.