Side-by-side · Q2 2026 data
Memorial Federal Credit Union vs Tombigbee Federal Credit Union
Credit union
Tombigbee Federal Credit Union
Amory, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Memorial Federal Credit Union | Tombigbee Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 61 |
| Earnings | 24 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 75th | 83rd |
| Total assets | $5.9M | $5.5M |
| Deposits / shares | $3.6M | $4.4M |
| Capital ratio | 38.30% (stronger) | 19.37% |
| Problem loans | 0.16% (stronger) | 1.18% |
| Net charge-offs | 0.91% | -0.07% (stronger) |
| Return on assets | 0.10% | 1.72% (stronger) |
| Loans ÷ deposits | 55.7% (stronger) | 62.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tombigbee Federal Credit Union has the higher TellerScore (87 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Memorial Federal Credit Union leads on 3 and Tombigbee Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.